Move-in-ready and packed with major updates, this 3-bedroom, 2.5-bath two-story with a versatile upstairs loft in Gibsonton's South Bay Lakes community comes with up to $13,383 toward buyer closing costs, prepaid expenses, and/or an interest-rate buydown when using the Seller's preferred lender, subject to lender approval, loan-program restrictions, and the terms outlined in the executed contract. A brand-new HVAC system and a new roof (scheduled, pending final HOA approval) deliver lasting peace of mind, while fresh interior paint throughout, updated lighting and fixtures, and a clean cosmetic refresh make it ready for its next owner from day one. Downstairs, the open kitchen flows to a spacious family room and out to a covered, screened patio overlooking the fully fenced backyard-ideal for relaxing or entertaining year-round. Upstairs, the generous primary suite offers a private ensuite bath and walk-in closet, joined by two additional bedrooms, a second full bath, and a flexible loft that works as a home office, playroom, media room, or second living area. With a two-car garage, interior laundry room, and no CDD, this home pairs space and function with a convenient Gibsonton location-minutes from US-41 and I-75, shopping, dining, and an easy commute to Tampa, Brandon, MacDill AFB, and the Gulf beaches. Tour every room with the immersive 3D virtual tour, then book your private showing.